FamilyFIRE

AI-Powered Financial Independence Planning

Built for internationally mobile families with financial ties across the UK, US, Nigeria, and South Africa. Plan your path to FIRE with intelligence.

Everything you need to reach FIRE

A complete financial independence toolkit — built for multi-currency, multi-country families.

Multi-Currency Asset Register

Track GBP, USD, NGN, and ZAR assets across savings, equities, fixed deposits, property, pension, startup stakes, and more — with automatic FX conversion to your base currency.

FIRE Projection Engine

Personalised FIRE number, years-to-FIRE countdown, and inflation-adjusted projection charts — with per-category inflation overrides and saved scenario reports.

FX Sensitivity Analysis

Model the impact of NGN/GBP, ZAR/NGN, USD/GBP, and other currency devaluations on your net worth and FIRE timeline.

Net Worth & Trends

Track your net worth over time with monthly snapshots, asset allocation breakdowns, and interactive trend charts across all asset classes.

Expense & Passive Income Tracker

Log monthly expenses by category with inflation projections, and model passive income streams — rental, dividends, pension, and more — against your spending.

Pay Yourself First Planner

Set monthly savings, investment, tithe, and pension targets. Track your allocation discipline and see how it accelerates your FIRE date.

AI Financial Advisor

Ask questions about your plan in plain English, get optimisation suggestions, and generate personalised progress narratives powered by AI.

Collaborative Family Access

Invite household members by email with owner, contributor, or viewer roles. Invitees receive a branded email with a one-click acceptance link.

Startup & Private Stakes

Track startup equity, VC fund positions, and private equity stakes with MOIC tracking and investment round details.

Investment Club Templates

Clone your plan as a blank template for other families in your investment club, preserving structure without sharing personal data.

Data Export

Export your full financial plan — assets, expenses, passive income, and projections — to CSV or JSON for offline analysis or backup.

Automatic Monthly Snapshots

Asset values are snapshotted automatically on the 1st of each month, building a historical record of your net worth journey without any manual effort.